Personal loans in Avondale, AZ

Local context for Avondale

The figures below are Avondale's own — Census population, land area and coordinates — followed by the Arizona rules.

• Population: 93,545 people, a figure that places Avondale 14th among the 91 Census places in Arizona (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 4.7%.
• Absolute change: 4,202 residents added between 2020 and 2023.
• Size percentile: about 85% of Arizona communities are smaller than Avondale (93,545 residents).
• Population density: about 1,955 people per square mile across 47.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Avondale's 47.8 square miles rank 25th of 91 places in Arizona.
• Water: Avondale holds about 0.26 square miles, the 12th-largest water area in Arizona.
• Share of Arizona: Avondale holds about 1.6% of the state's population, some 93,545 people.
• National rank: Avondale sits 356th by population among the 19,457 places in this dataset.
• Growth rank: Avondale's 2020-to-2023 change ranks 31st of 91 places in Arizona.
• Against the state trend: Avondale's 4.7% change compares with a Arizona average of +3.8% across its 91 places.
• Density rank: Avondale places 14th among Arizona's places by people per square mile.
• Density in context: Avondale's 1,955 people per square mile sit against a Arizona median of 566.
• Location: mapped by the US Census Bureau at 33.3132, -112.3289.
• Nearest larger cities: Goodyear (5 mi); Glendale (17 mi); Buckeye (20 mi); Phoenix (23 mi); Tempe (24 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Tolleson (10 mi); Litchfield Park (13 mi); Youngtown (19 mi).
• Smaller neighbours: 14 places smaller than Avondale sit within 50 miles.
• At 100 miles: 11 larger Census places fall inside that radius.

How a Avondale personal loan is priced

Avondale is a mid-sized city of about 93,545 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Avondale. The term you choose in Avondale decides the split between a comfortable payment and the total interest you pay.

Where Avondale sits

Avondale's land area is about 47.8 square miles; a further 0.26 square miles is water. Spread across it are roughly 1,955 residents per square mile. For the state's biggest city, Phoenix, the distance is roughly 23 miles. A 50-mile radius around Avondale takes in 11 places that are larger. Within the same 50 miles lie 14 smaller Census places.

How Avondale compares across Arizona

Against Arizona's other places, Avondale accounts for about 1.6% of the state's population and ranks 14th of 91 by size. For population change between 2020 and 2023, Avondale ranks 31st of 91 in Arizona (about the 66th percentile). At about 1,955 people per square mile, Avondale is the 14th most densely settled place in Arizona. Within 50 miles sit 14 smaller Census places, alongside the 11 that are larger.

What to do before borrowing in Avondale

These steps shape the offer you get in Avondale, a place of about 93,545 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's Arizona licence with the regulator listed on this page.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

None of these steps is Avondale-specific: the same Arizona licensing and disclosure rules reach all 93,545 residents.

Arizona rules behind a Avondale personal loan

Every row below records a Arizona rule, its publisher and its retrieval date — the same rules a Avondale lender must follow.