Personal loans in Avalon, PA

With roughly 4,588 residents, Avalon is a small community, and the lending rules its borrowers live under are written in Pennsylvania, not by the city. Verify the lender's Pennsylvania licence against the regulator named below before borrowing in Avalon. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Avalon's 4,588 residents. The next larger city is Bellevue, PA about 1 miles away.

Borrowing in Avalon: the local picture

Most of what governs a Avalon loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.

• Population: 4,588 — Avalon ranks 212th of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 3.8%.
• Net change: roughly 179 fewer people than the 2020 Census counted.
• Size percentile: roughly 79% of Pennsylvania's places have fewer residents than Avalon's 4,588.
• Land and density: 0.6 square miles of land carry roughly 7,436 residents per square mile.
• Land area: Avalon covers 0.6 square miles, the 643rd-largest area among Pennsylvania's 1,013 places.
• Water: Avalon holds about 0.07 square miles, the 166th-largest water area in Pennsylvania.
• State population share: Avalon accounts for about 0.1% of everyone in Pennsylvania.
• National rank: Avalon is 5,069th of 19,457 places nationwide.
• Growth in Pennsylvania: Avalon stands 964th by percentage change from 2020 to 2023, among 1,013 places.
• State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Avalon's 3.8%.
• Density rank: Avalon is the 40th most densely settled place in Pennsylvania.
• Density vs Pennsylvania: Avalon's 7,436 people per square mile compare with a state median of 1,990.
• Location: 40.5012, -80.0685 (Census Gazetteer coordinates).
• Nearest larger cities: Bellevue (1 mi); West View (2 mi); McKees Rocks (2 mi); Crafton (5 mi); Coraopolis (5 mi). Online lenders reach Avalon no matter how far the nearest branch is.
• Smaller communities close by: Ben Avon (1 mi); Ben Avon Heights (1 mi); Emsworth (2 mi), each with its own Census population profile.
• Smaller neighbours: 265 places smaller than Avalon sit within 50 miles.
• Within 100 miles: 143 places are larger than Avalon.

Borrowing reach in Avalon

With about 7,436 residents per square mile, Avalon is densely built, and 68 larger Census places sit within 50 miles. Lenders licensed in Pennsylvania reach Avalon's 4,588 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Bellevue, PA about 1 miles away.

Pennsylvania rules behind a Avalon personal loan

Below are the Pennsylvania rules that apply to a loan made in Avalon, each with the regulator that issued it.

What a Avalon borrower is actually offered

With roughly 4,588 residents, Avalon is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Avalon can be quoted different APRs on the same amount and term. The term you choose in Avalon decides the split between a comfortable payment and the total interest you pay.

Avalon on the map

Avalon's land area is about 0.6 square miles; a further 0.07 square miles is water. Spread across it are roughly 7,436 residents per square mile. For the state's biggest city, Philadelphia, the distance is roughly 262 miles. Avalon has 68 larger places within a 50-mile radius. By land area it ranks 643rd of 1,013 Pennsylvania places.

The Avalon borrowing checklist

Complete these steps first when you borrow in Avalon (4,588 residents):

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the Pennsylvania licence with the regulator named above before committing.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Make sure the new payment leaves room in a budget you already keep.
7. Pick the shortest term whose payment you can comfortably afford.

None of these steps is Avalon-specific: the same Pennsylvania licensing and disclosure rules reach all 4,588 residents.