Personal loans in Augusta, WI

Begin with the payment, then weigh APR and total interest across the lenders that reach Augusta's 1,524 residents. To lend to Augusta's 1,524 residents, a company must hold a Wisconsin licence, and each sourced row below names the regulator behind it. Augusta shed about 3.1% of its population between the 2020 base and the 2023 estimate. The nearest larger city is Osseo, WI about 8 miles away.

Local context for Augusta

The figures below are Augusta's own — Census population, land area and coordinates — followed by the Wisconsin rules.

• Population: 1,524 people, a figure that places Augusta 301st among the 605 Census places in Wisconsin (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 3.1% across the 2020-to-2023 comparison.
• People gained or lost: about 48 fewer since the 2020 base.
• Size percentile: about 50% of Wisconsin's Census places are smaller than Augusta.
• Density: roughly 688 residents per square mile, spread over 2.2 sq mi of land.
• Land area: Augusta covers 2.2 square miles, the 294th-largest area among Wisconsin's 605 places.
• State share: roughly 0.0% of Wisconsin's residents live in Augusta (1,524 people).
• National rank: Augusta is the 8,636th most populous of the 19,457 Census places covered here.
• Growth rank: Augusta ranks 570th among Wisconsin's 605 places for the 2020-to-2023 change.
• Versus Wisconsin: the state average change is +0.4%, while Augusta moved 3.1%.
• Density in Wisconsin: Augusta ranks 345th by people per square mile.
• Against the state median: Augusta runs about 688 residents per square mile, where the Wisconsin median is 800.
• Location: 44.6784 / -91.1203, per the US Census Bureau Gazetteer.
• Nearest larger cities: Osseo (8 mi); Altoona (18 mi); Eau Claire (21 mi); Lake Hallie (21 mi); Stanley (21 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities within reach: Fairchild (10 mi); Fall Creek (10 mi); Strum (16 mi).
• Within a 50-mile radius: 40 smaller Census places.
• At 100 miles: 130 larger Census places fall inside that radius.

Augusta's place among Wisconsin's 605 places

Among Wisconsin's 605 places, Augusta sits at 301st for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 570th of 605 Wisconsin places, putting it near the 6th percentile for growth. At about 688 people per square mile, Augusta is the 345th most densely settled place in Wisconsin. The population moved by about 48 people between 2020 and 2023, a 3.1% shift.

A pre-application checklist for Augusta

A sensible order of operations for a loan in Augusta, home to about 1,524 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Verify the lender's Wisconsin licence with the regulator listed on this page.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Be clear on what the loan is for and how it gets repaid.

The process is identical across Wisconsin; what changes is your credit file, not the fact that Augusta holds 1,524 people.

Borrowing reach in Augusta

Augusta is a moderately settled community of about 1,524 people, with 23 larger places inside a 50-mile radius. Lenders licensed in Wisconsin reach Augusta's 1,524 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Osseo, WI about 8 miles away.

How personal loans work in Augusta

Augusta is a small community of about 1,524 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Augusta's 1,524 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Augusta decides the split between a comfortable payment and the total interest you pay.

The state rulebook for Augusta

Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Augusta lender must follow.