Personal loans in Augusta, AR

The nearest larger city is Bald Knob, AR about 12 miles away. The trend for Augusta between 2020 and 2023 is downward by roughly 5.4%. Lenders active in Augusta report to a Arkansas supervisor, identified in the sourced rows below. If debt is already a strain, a nonprofit credit counsellor can help Augusta residents before they take on more.

Augusta: the sourced local profile

Most of what governs a Augusta loan is written in Arkansas law rather than in the city; the sourced notes below make that split concrete.

• Population: 1,892 residents; Augusta is the 139th-largest of 500 places in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: Roughly 5.4% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 109 residents.
• Size percentile: about 72% of Arkansas's Census places are smaller than Augusta.
• Density: the Census land area of 2.1 sq mi holds about 913 people per square mile.
• By land area: Augusta ranks 248th among Arkansas's 500 places, at 2.1 sq mi.
• Water area rank: Augusta ranks 158th among Arkansas's 500 places, with 0.02 sq mi.
• State share: roughly 0.1% of Arkansas's residents live in Augusta (1,892 people).
• Nationally: Augusta is the 7,836th-largest of 19,457 Census places in the dataset.
• Growth rank: Augusta ranks 465th among Arkansas's 500 places for the 2020-to-2023 change.
• Against the state trend: Augusta's 5.4% change compares with a Arkansas average of +0.3% across its 500 places.
• Density rank: Augusta is the 67th most densely settled place in Arkansas.
• Density in context: Augusta's 913 people per square mile sit against a Arkansas median of 386.
• Location: 35.2865, -91.3609 (Census Gazetteer coordinates).
• Nearest larger cities: Bald Knob (12 mi); Searcy (21 mi); Newport (24 mi); Brinkley (29 mi); Wynne (32 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Patterson (7 mi); McCrory (9 mi); Russell (10 mi).
• Smaller places within 50 miles: 68 of them.
• Within 100 miles: 89 places are larger than Augusta.

The anatomy of a Augusta personal loan

With roughly 1,892 residents, Augusta is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Augusta's rank of 139th in Arkansas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Augusta loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Augusta against the rest of Arkansas

Within Arkansas, Augusta holds roughly 0.1% of all residents, the 139th-largest share among 500 places. For population change between 2020 and 2023, Augusta ranks 465th of 500 in Arkansas (about the 7th percentile). At about 913 people per square mile, Augusta is the 67th most densely settled place in Arkansas. Within 50 miles sit 68 smaller Census places, alongside the 18 that are larger.

Arkansas rules behind a Augusta personal loan

These are Arkansas's sourced lending facts as they reach Augusta's 1,892 residents; the state has no city-level rate rule.

The geography behind Augusta

Augusta covers about 2.1 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). That land carries about 913 people per square mile. The largest place in Arkansas, Little Rock, lies about 68 miles away. Augusta has 18 larger places within a 50-mile radius. Within the same 50 miles lie 68 smaller Census places.

Borrowing reach in Augusta

Augusta is a moderately settled community of about 1,892 people, with 18 larger places inside a 50-mile radius. A Arkansas licence lets a lender serve Augusta without a local office, so branch density does not change what its 1,892 residents are offered. For a larger market, the closest option is Bald Knob, AR about 12 miles away.