Personal loans in Attleboro, MA
Personal loans in Attleboro are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 46,654 population. Attleboro is one of 54 Census places in Massachusetts; its 46,654 residents put it at 26th. Use the calculator on this page to price an amount and term before you commit in Attleboro. Population in Attleboro climbed about 0.4% over the three years from 2020 to 2023. A single loan can carry different costs on either side of a state line, and Attleboro sits on the Massachusetts side of that line. The closest larger city is Pawtucket, RI about 6 miles away.
Borrowing in Attleboro: the local picture
Attleboro is a smaller city; the notes below cover its population profile and the statewide rules that apply.
- Population: a Census-estimated 46,654, 26th among Massachusetts's 54 places (Vintage 2023).
- Population trend: Roughly 0.4% more residents than the 2020 Census counted.
- People gained or lost: about 200 more since the 2020 base.
- Size percentile: roughly 52% of Massachusetts places rank below Attleboro.
- Land and density: 26.8 square miles of land carry roughly 1,742 residents per square mile.
- By land area: Attleboro ranks 16th among Massachusetts's 54 places, at 26.8 sq mi.
- Water area: Attleboro has 0.99 square miles of water, ranking 27th of 54 places in Massachusetts.
- Share of state population: Attleboro's 46,654 residents are about 1.3% of Massachusetts.
- National rank: Attleboro sits 859th by population among the 19,457 places in this dataset.
- Growth in Massachusetts: Attleboro stands 13th by percentage change from 2020 to 2023, among 54 places.
- Versus Massachusetts: the state average change is -0.7%, while Attleboro moved 0.4%.
- Density in Massachusetts: Attleboro ranks 35th by people per square mile.
- Density vs Massachusetts: Attleboro's 1,742 people per square mile compare with a state median of 2,833.
- Location: 41.9317, -71.2945 (Census Gazetteer coordinates).
- Nearest larger cities: Pawtucket (6 mi); East Providence (10 mi); Providence (10 mi); Taunton (10 mi); Cranston (15 mi). Lenders licensed in the state serve Attleboro whether or not they keep a local branch.
- Smaller places close by: North Attleborough Town (3 mi); Central Falls (6 mi); Woonsocket (12 mi).
- Within a 50-mile radius: 20 smaller Census places.
- At 100 miles: 40 larger Census places fall inside that radius.
The Attleboro borrowing checklist
A sensible order of operations for a loan in Attleboro, home to about 46,654 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a Massachusetts licence by checking the regulator named above.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
In Attleboro as elsewhere in Massachusetts, the written terms — not the advertisement — are what count for its 46,654 residents.
Attleboro in state context
Among Massachusetts's 54 places, Attleboro sits at 26th for population, a share of roughly 1.3% of the state. For population change between 2020 and 2023, Attleboro ranks 13th of 54 in Massachusetts (about the 76th percentile). At about 1,742 people per square mile, Attleboro is the 35th most densely settled place in Massachusetts. By land area, its 26.8 square miles rank 16th of 54 places in Massachusetts.
The state rulebook for Attleboro
Every row below records a Massachusetts rule, its publisher and its retrieval date — the same rules a Attleboro lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Division of Banks (Office of the Commissioner of Banks) Source says: "The Division of Banks (DOB) cautions you when applying for a payday loan" | Massachusetts Division of Banks as of 2026-09-16 |
| Payday lending status | Restricted: DOB states payday lending is not prohibited, but a 'payday loan' is illegal due to the high APR Source says: "Payday lending is not prohibited in Massachusetts. Yet what is referred to as a 'payday loan' is illegal" | Massachusetts Division of Banks as of 2026-09-16 |
| Small-loan / installment lender licensing | Small-loan license required for loans of $6,000 or less when interest and expenses exceed 12% per year (M.G.L. c. 140, § 96) Source says: "No person shall directly or indirectly engage in the business of making loans of six thousand dollars or less ... without first obtaining ... a license" | Massachusetts General Court as of 2026-09-16 |
The anatomy of a Attleboro personal loan
Attleboro is a smaller city of about 46,654 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Attleboro lender to disclose the APR and finance charge before you sign. Shortening the term on a Attleboro loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Getting a loan in Attleboro
Attleboro is a moderately settled community of about 46,654 people, with 25 larger places inside a 50-mile radius. Lenders licensed in Massachusetts reach Attleboro's 46,654 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Pawtucket, RI about 6 miles away.
Common questions
What are my options in Attleboro if my credit is poor?
What loan size can I expect in Attleboro?
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Does comparing loans in Attleboro cost me credit score points?
Nearby places
- North Attleborough Town, MA — population 30,943
- Pawtucket, RI — population 75,321
- Central Falls, RI — population 22,543
- East Providence, RI — population 46,900
- Providence, RI — population 190,792
- Franklin Town, MA — population 33,125
- Taunton, MA — population 60,412
- Woonsocket, RI — population 43,135