Personal loans in Athens, TX

Census figures put the 2020-to-2023 increase in Athens at about 5.0%. Work out your debt-to-income ratio first; lenders weigh it heavily, and Athens's 13,503 residents are no exception. The next larger city is Tyler, TX about 32 miles away. Which products a lender may offer to Athens's 13,503 residents follows from the Texas consumer-lending framework.

Borrowing in Athens: the local picture

Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.

• Population: an estimated 13,503 residents, 206th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: A rise of about 5.0% from 2020 to 2023.
• People gained or lost: about 642 more since the 2020 base.
• Size percentile: with 13,503 residents, Athens is larger than about 83% of Texas's Census places.
• Population density: 757 people per square mile on 17.8 square miles of land.
• Land area rank: Athens's 17.8 square miles rank 132nd of 1,224 places in Texas.
• Water: Athens holds about 2.37 square miles, the 38th-largest water area in Texas.
• Share of state population: Athens's 13,503 residents are about 0.1% of Texas.
• National rank: Athens is the 2,547th most populous of the 19,457 Census places covered here.
• Growth rank: Athens ranks 433rd among Texas's 1,224 places for the 2020-to-2023 change.
• Against the state trend: Athens's 5.0% change compares with a Texas average of +6.5% across its 1,224 places.
• Density in Texas: Athens ranks 672nd by people per square mile.
• Density in context: Athens's 757 people per square mile sit against a Texas median of 840.
• Location: 32.2026 / -95.8308, per the US Census Bureau Gazetteer.
• Nearest larger cities: Tyler (32 mi); Palestine (33 mi); Jacksonville (37 mi); Corsicana (38 mi); Terrell (45 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Murchison (7 mi); Log Cabin (11 mi); Malakoff (11 mi).
• Within a 50-mile radius: 83 smaller Census places.
• Larger places within 100 miles: 78.

Land, water and location for Athens

Athens covers about 17.8 square miles of land, with 2.37 square miles of water inside its boundaries (Census Gazetteer). That land carries about 757 people per square mile. Houston, the largest place in Texas, is about 169 miles from Athens. Within 50 miles of Athens there are 6 larger Census places. The 100-mile radius contains 78 larger places.

Inside a Athens personal loan

In Athens, a small town of about 13,503, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Athens. A longer term lowers the monthly payment on a Athens loan but raises total interest, so the smallest payment is not the cheapest loan.

How Texas law applies in Athens

When Texas does not publish a figure, the row links to the source instead of inventing a number; Athens is bound by the same rules.

Lender access in Athens

With about 757 residents per square mile, Athens is moderately settled, and 6 larger Census places sit within 50 miles. Distance to a branch rarely matters for Athens's 13,503 residents: the application is online and the price follows your credit file. The nearest larger city, Tyler, TX about 32 miles away.

How Athens compares across Texas

Within Texas, Athens holds roughly 0.1% of all residents, the 206th-largest share among 1,224 places. On the 2020-to-2023 trend, Athens stands 433rd among Texas's 1,224 places — roughly the 65th percentile. At about 757 people per square mile, Athens is the 672nd most densely settled place in Texas. Between 2020 and 2023 the count changed by roughly 642 residents.