Personal loans in Athalia, OH

Roughly 269 residents live in Athalia, the 771st-largest community in Ohio. To lend to Athalia's 269 residents, a company must hold a Ohio licence, and each sourced row below names the regulator behind it. From the 2020 Census base to the 2023 estimate, the population declined by about 3.2%. The closest larger city is Crown City, OH about 6 miles away.

Athalia by the numbers

Two layers matter for a Athalia borrower: the local population picture and Ohio's consumer-lending statutes.

• Population: 269 — Athalia ranks 771st of 924 communities in Ohio (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 3.2% between 2020 and 2023.
• Absolute change: 9 residents lost between 2020 and 2023.
• Size percentile: with 269 residents, Athalia is larger than about 17% of Ohio's Census places.
• Population density: about 392 people per square mile across 0.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Athalia's 0.7 square miles rank 610th of 924 places in Ohio.
• Within Ohio: about 0.0% of the state's population lives in Athalia.
• Nationally: Athalia is the 15,495th-largest of 19,457 Census places in the dataset.
• Growth rank: Athalia's 2020-to-2023 change ranks 901st of 924 places in Ohio.
• State comparison: Ohio's places average +0.9% for 2020-to-2023, against Athalia's 3.2%.
• Density in Ohio: Athalia ranks 844th by people per square mile.
• Density in context: Athalia's 392 people per square mile sit against a Ohio median of 1,289.
• Location: mapped by the US Census Bureau at 38.5091, -82.3095.
• Nearest larger cities: Crown City (6 mi); Proctorville (6 mi); Barboursville (7 mi); Huntington (10 mi); Chesapeake (10 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Hanging Rock (23 mi); Henderson (24 mi); Leon (25 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 9 of them.
• Within 100 miles: 255 places are larger than Athalia.

How Athalia compares across Ohio

Set beside Ohio's 924 places, Athalia ranks 771st by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 901st of 924 Ohio places, putting it near the 2th percentile for growth. By density, at about 392 people per square mile, it ranks 844th in Ohio. By land area, its 0.7 square miles rank 610th of 924 places in Ohio.

Ohio consumer-lending rules applied in Athalia

When Ohio does not publish a figure, the row links to the source instead of inventing a number; Athalia is bound by the same rules.

What a Athalia borrower is actually offered

In Athalia, a small community of about 269, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Athalia lender to disclose the APR and finance charge before you sign. The term you choose in Athalia decides the split between a comfortable payment and the total interest you pay.

Before you apply in Athalia

These steps shape the offer you get in Athalia, a place of about 269 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the Ohio regulator's licence records before you sign.
5. Make sure the new payment leaves room in a budget you already keep.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Borrow only what the purpose requires, not the maximum you are offered.

In Athalia as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 269 residents.

Athalia: area, density and distance

The Census Gazetteer records about 0.7 square miles of land within Athalia, with no significant water area listed. Spread across it are roughly 392 residents per square mile. The state's population centre of gravity, Columbus, is roughly 108 miles away. A 50-mile radius around Athalia takes in 73 places that are larger. By land area it ranks 610th of 924 Ohio places.