Personal loans in Astoria, SD

Astoria: the sourced local profile

Two layers matter for a Astoria borrower: the local population picture and South Dakota's consumer-lending statutes.

• Population: 132 people, a figure that places Astoria 206th among the 309 Census places in South Dakota (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 1.5% since the 2020 count.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: about 33% of South Dakota communities are smaller than Astoria (132 residents).
• Density: the Census land area of 0.2 sq mi holds about 841 people per square mile.
• Land area rank: Astoria's 0.2 square miles rank 291st of 309 places in South Dakota.
• State share: roughly 0.0% of South Dakota's residents live in Astoria (132 people).
• National standing: Astoria ranks 17,561st of 19,457 US places.
• Growth in South Dakota: Astoria stands 225th by percentage change from 2020 to 2023, among 309 places.
• Versus South Dakota: the state average change is +0.9%, while Astoria moved 1.5%.
• Density rank: Astoria is the 103rd most densely settled place in South Dakota.
• Against the state median: Astoria runs about 841 residents per square mile, where the South Dakota median is 581.
• Location: the Census Gazetteer records it at 44.5577, -96.5465.
• Nearest larger cities: Toronto (5 mi); Hendricks (7 mi); White (10 mi); Clear Lake (15 mi); Ivanhoe (16 mi). Online lenders reach Astoria no matter how far the nearest branch is.
• Smaller places nearby: Brandt (8 mi); Bushnell (17 mi); Altamont (21 mi).
• Within a 50-mile radius: 32 smaller Census places.
• Larger places within 100 miles: 235.

How Astoria compares across South Dakota

Among South Dakota's 309 places, Astoria sits at 206th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Astoria ranks 225th of 309 in South Dakota (about the 27th percentile). Its roughly 841 residents per square mile place it 103rd among South Dakota's places. Within 50 miles sit 32 smaller Census places, alongside the 57 that are larger.

The South Dakota lending rules that reach Astoria

For the roughly 132 residents of Astoria, the rules below are South Dakota's own; each row carries its publisher and retrieval date.

Before you apply in Astoria

These steps shape the offer you get in Astoria, a place of about 132 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's South Dakota licence with the regulator listed on this page.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Borrow only what the purpose requires, not the maximum you are offered.

None of these steps is Astoria-specific: the same South Dakota licensing and disclosure rules reach all 132 residents.

What a Astoria borrower is actually offered

In Astoria, a small community of about 132, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Astoria's 132 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Astoria loan is knowable in advance — unlike a revolving card balance.

What is available to Astoria borrowers

Astoria is a moderately settled community of about 132 people, with 57 larger places inside a 50-mile radius. Lenders licensed in South Dakota reach Astoria's 132 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Toronto, SD about 5 miles away.