Personal loans in Argyle, MN

Borrowers who want a bigger city can look to Stephen, MN about 8 miles away. Population in Argyle dropped about 1.5% over the three years from 2020 to 2023. Consumer lending that reaches Argyle's 534 residents is governed by Minnesota statute; no city ordinance changes it. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Argyle loan.

Argyle by the numbers

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

• Population: 534 people, a figure that places Argyle 477th among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: Roughly 1.5% fewer residents than the 2020 Census counted.
• Absolute change: 8 residents lost between 2020 and 2023.
• Size percentile: Argyle's 534 people outrank roughly 44% of the places in Minnesota.
• Population density: 354 people per square mile on 1.5 square miles of land.
• By land area: Argyle ranks 387th among Minnesota's 853 places, at 1.5 sq mi.
• Share of Minnesota: Argyle holds about 0.0% of the state's population, some 534 people.
• National rank: Argyle sits 12,898th by population among the 19,457 places in this dataset.
• Growth rank: Argyle's 2020-to-2023 change ranks 546th of 853 places in Minnesota.
• Against the state trend: Argyle's 1.5% change compares with a Minnesota average of +0.1% across its 853 places.
• Density in Minnesota: Argyle ranks 574th by people per square mile.
• Density vs Minnesota: Argyle's 354 people per square mile compare with a state median of 607.
• Location: 48.3366, -96.8162 (US Census Bureau Gazetteer).
• Nearest larger cities: Stephen (8 mi); Warren (10 mi); Karlstad (22 mi); Drayton (23 mi); Minto (26 mi). Lenders licensed in the state serve Argyle whether or not they keep a local branch.
• Nearest smaller towns: Alvarado (13 mi); Donaldson (17 mi); Oslo (17 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 38 smaller Census places.
• At 100 miles: 39 larger Census places fall inside that radius.

Land, water and location for Argyle

Argyle's land area is roughly 1.5 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 354 people per square mile. Minneapolis, the largest place in Minnesota, is about 287 miles from Argyle. Counting outward 50 miles, 17 larger communities surround Argyle. Within the same 50 miles lie 38 smaller Census places.

What Minnesota law requires in Argyle

Every row below records a Minnesota rule, its publisher and its retrieval date — the same rules a Argyle lender must follow.

Before you apply in Argyle

A sensible order of operations for a loan in Argyle, home to about 534 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the lender holds a Minnesota licence by checking the regulator named above.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

What differs between Argyle and the rest of Minnesota is not the process but the borrower's own file, among the 534 people here.

How lenders reach Argyle

Argyle is lightly settled, with about 354 people per square mile and 17 larger places within 50 miles. What is available to Argyle's 534 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. The nearest larger city, Stephen, MN about 8 miles away.

Argyle in state context

Argyle is the 477th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Argyle stands 546th among Minnesota's 853 places — roughly the 36th percentile. By density, at about 354 people per square mile, it ranks 574th in Minnesota. By land area, its 1.5 square miles rank 387th of 853 places in Minnesota.