Personal loans in Argyle, GA
Every figure below is Georgia's own, applied to Argyle's 189 residents, with the publisher and retrieval date attached. At about 189 residents, Argyle is larger than roughly 8% of the places in Georgia.
Argyle counts about 189 people, and what is genuinely local about borrowing here is limited — Georgia law does the governing. A 2020-to-2023 comparison shows Argyle up by about 0.5%. Price two or three terms so you can see which payment is truly affordable in Argyle. The closest larger city is Homerville, GA about 6 miles away.
Borrowing in Argyle: the local picture
Set out below is Argyle's local context next to the state-level rules that reach every lender here.
- Population: 189 people, a figure that places Argyle 494th among the 536 Census places in Georgia (US Census Bureau, Vintage 2023).
- Population trend: About 0.5% above the 2020 Census base.
- Absolute change: 1 residents added between 2020 and 2023.
- Size percentile: about 8% of Georgia's Census places are smaller than Argyle.
- Population density: about 110 people per square mile across 1.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Argyle covers 1.7 square miles, the 385th-largest area among Georgia's 536 places.
- State population share: Argyle accounts for about 0.0% of everyone in Georgia.
- National rank: Argyle sits 16,634th by population among the 19,457 places in this dataset.
- Growth rank: Argyle's 2020-to-2023 change ranks 316th of 536 places in Georgia.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Argyle's 0.5%.
- Density in Georgia: Argyle ranks 498th by people per square mile.
- Against the state median: Argyle runs about 110 residents per square mile, where the Georgia median is 536.
- Location: 31.0732, -82.6489 (Census Gazetteer coordinates).
- Nearest larger cities: Homerville (6 mi); Pearson (20 mi); Waycross (20 mi); Lakeland (25 mi); Fargo (27 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Du Pont (14 mi); Denton (45 mi); Jacksonville (55 mi).
- Smaller neighbours: 2 places smaller than Argyle sit within 50 miles.
- Larger places within 100 miles: 167.
The geography behind Argyle
The Census Gazetteer records about 1.7 square miles of land within Argyle, with no significant water area listed. With 189 residents, the land area yields roughly 110 people per square mile. Atlanta, the largest place in Georgia, is about 213 miles from Argyle. A 50-mile radius around Argyle takes in 34 places that are larger. By land area it ranks 385th of 536 Georgia places.
Argyle in state context
Within Georgia, Argyle holds roughly 0.0% of all residents, the 494th-largest share among 536 places. On the 2020-to-2023 trend, Argyle stands 316th among Georgia's 536 places — roughly the 41th percentile. At about 110 people per square mile, Argyle is the 498th most densely settled place in Georgia. Between 2020 and 2023 the count changed by roughly 1 residents.
Which Georgia laws govern a loan in Argyle
Georgia has no separate rate rule for Argyle; the sourced rows below are what reach every lender that serves its 189 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
What is available to Argyle borrowers
Argyle is a lightly settled community of about 189 people, with 34 larger places inside a 50-mile radius. Whether Argyle has a local branch or not, a Georgia-licensed lender can serve its 189 people online on the same terms. For a larger market, the closest option is Homerville, GA about 6 miles away.
What shapes a Argyle personal loan
With roughly 189 residents, Argyle is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Argyle's rank of 494th in Georgia: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Argyle loan is knowable in advance — unlike a revolving card balance.
Common questions
What are my options in Argyle if my credit is poor?
What loan size can I expect in Argyle?
Do I have to pledge anything to borrow in Argyle?
Does comparing loans in Argyle cost me credit score points?
Nearby places
- Homerville, GA — population 2,327
- Du Pont, GA — population 128
- Pearson, GA — population 1,825
- Waycross, GA — population 13,714
- Fargo, GA — population 258
- Lakeland, GA — population 3,008
- Echols County, GA — population 3,709
- Nicholls, GA — population 2,896