Personalloaner

Personal loans in Argusville, ND

The first question in Argusville is not the rate on offer but whether the payment fits; about 474 people live here under North Dakota lending law. Argusville lost roughly 1.7% of its population across the 2020-to-2023 comparison. About 474 people live in Argusville, placing it 93rd of 355 Census places in North Dakota. Pull your credit reports and line up at least three offers before you apply from Argusville. To lend to Argusville's 474 residents, a company must hold a North Dakota licence, and each sourced row below names the regulator behind it. Borrowers who want a bigger city can look to Harwood, ND about 6 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Local context for Argusville

Here is the sourced Census picture for Argusville, plus the North Dakota lending rules that apply to a loan taken out here.

What a Argusville borrower is actually offered

In Argusville, a small community of about 474, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Argusville can be quoted different APRs on the same amount and term. Shortening the term on a Argusville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

North Dakota rules behind a Argusville personal loan

The rows below set out what a licensed lender must follow in North Dakota, and so for Argusville's roughly 474 residents.

RuleDetailSource
State lending regulatorNorth Dakota Department of Financial Institutions (NDDFI)
Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters."		North Dakota Department of Financial Institutions
as of 2026-09-16
Payday lending statusLegal for licensed deferred presentment service providers; fee capped at 20% of amount advanced; max $500 per transaction; $600 aggregate outstanding per customer.
Source says: "A licensee may charge a fee for the deferred presentment service, not to exceed twenty percent of the amount paid to the customer" (N.D.C.C. 13-08-12); "may not disburse more than five hundred dollars to the customer in a deferred presentment service transaction" (13-08-12.3).		North Dakota Legislative Branch
as of 2026-09-16
Small-loan / installment lender licensingMoney broker license required to engage in money brokering (arranging/providing loans); issued by the commissioner of financial institutions.
Source says: "may not engage in money brokering in the state of North Dakota without a money broker license issued by the commissioner" (N.D.C.C. 13-04.1-02).		North Dakota Legislative Branch
as of 2026-09-16

Argusville: area, density and distance

Argusville covers about 4.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 118 people per square mile. For the state's biggest city, Fargo, the distance is roughly 14 miles. Counting outward 50 miles, 27 larger communities surround Argusville. Within the same 50 miles lie 50 smaller Census places.

Lender access in Argusville

Argusville is a lightly settled community of about 474 people, with 27 larger places inside a 50-mile radius. A North Dakota licence lets a lender serve Argusville without a local office, so branch density does not change what its 474 residents are offered. The nearest bigger place is Harwood, ND about 6 miles away.

How Argusville compares across North Dakota

Among North Dakota's 355 places, Argusville sits at 93rd for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 160th of 355 North Dakota places, putting it near the 55th percentile for growth. At about 118 people per square mile, Argusville is the 281st most densely settled place in North Dakota. The population moved by about 8 people between 2020 and 2023, a 1.7% shift.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Argusville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Argusville is the same as anywhere in North Dakota.
What loan size can I expect in Argusville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Argusville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Argusville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related