Personal loans in Arcadia, IA

A larger market lies at Carroll, IA about 9 miles away. The trend for Arcadia between 2020 and 2023 is upward by roughly 10.1%. Lenders active in Arcadia report to a Iowa supervisor, identified in the sourced rows below. For a community of about 578, the practical step is to compare APR across at least three lenders before committing.

Where Arcadia stands

Here is the sourced Census picture for Arcadia, plus the Iowa lending rules that apply to a loan taken out here.

• Population: an estimated 578 residents, 416th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 10.1% more residents than the 2020 Census counted.
• Net change: roughly 53 more people than the 2020 Census counted.
• Size percentile: roughly 56% of Iowa places rank below Arcadia.
• Population density: about 584 people per square mile (Census land area 1.0 sq mi).
• Land area: Arcadia covers 1.0 square miles, the 417th-largest area among Iowa's 940 places.
• Share of Iowa: Arcadia holds about 0.0% of the state's population, some 578 people.
• Nationally: Arcadia is the 12,579th-largest of 19,457 Census places in the dataset.
• Growth in Iowa: Arcadia stands 13th by percentage change from 2020 to 2023, among 940 places.
• Against the state trend: Arcadia's 10.1% change compares with a Iowa average of -0.7% across its 940 places.
• Density rank: Arcadia places 531st among Iowa's places by people per square mile.
• Against the state median: Arcadia runs about 584 residents per square mile, where the Iowa median is 672.
• Location: coordinates 42.0862, -95.0432 (US Census Bureau Gazetteer).
• Nearest larger cities: Carroll (9 mi); Manning (12 mi); Wall Lake (13 mi); Lake View (15 mi); Glidden (16 mi). Online lenders reach Arcadia no matter how far the nearest branch is.
• Smaller places nearby: Westside (3 mi); Halbur (7 mi); Breda (8 mi).
• Smaller neighbours: 81 places smaller than Arcadia sit within 50 miles.
• Larger places within 100 miles: 230.

What a Arcadia borrower is actually offered

In Arcadia, a small community of about 578, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Arcadia lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Arcadia loan is knowable in advance — unlike a revolving card balance.

Borrowing reach in Arcadia

With about 584 residents per square mile, Arcadia is moderately settled, and 48 larger Census places sit within 50 miles. Lenders licensed in Iowa reach Arcadia's 578 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Carroll, IA about 9 miles away.

How Iowa law applies in Arcadia

Below are the Iowa rules that apply to a loan made in Arcadia, each with the regulator that issued it.

Where Arcadia sits in Iowa

Against Iowa's other places, Arcadia accounts for about 0.0% of the state's population and ranks 416th of 940 by size. Its 2020-to-2023 change ranks 13th of 940 Iowa places, putting it near the 99th percentile for growth. At about 584 people per square mile, Arcadia is the 531st most densely settled place in Iowa. In land area, Arcadia ranks 417th among Iowa's 940 places.

Arcadia on the map

Arcadia covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 584 residents per square mile. Des Moines, the largest place in Iowa, is about 82 miles from Arcadia. Within 50 miles of Arcadia there are 48 larger Census places. By land area it ranks 417th of 940 Iowa places.