Personal loans in Apple Valley, MN

Apple Valley: the sourced local profile

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

• Population: 55,336 people, a figure that places Apple Valley 17th among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 1.8% across the 2020-to-2023 comparison.
• People gained or lost: about 1,031 fewer since the 2020 base.
• Size percentile: Apple Valley's 55,336 people outrank roughly 98% of the places in Minnesota.
• Population density: about 3,280 people per square mile (Census land area 16.9 sq mi).
• By land area: Apple Valley ranks 81st among Minnesota's 853 places, at 16.9 sq mi.
• Water: Apple Valley holds about 0.68 square miles, the 116th-largest water area in Minnesota.
• State population share: Apple Valley accounts for about 1.2% of everyone in Minnesota.
• Nationally: Apple Valley is the 721st-largest of 19,457 Census places in the dataset.
• Growth rank: Apple Valley ranks 604th among Minnesota's 853 places for the 2020-to-2023 change.
• Against the state trend: Apple Valley's 1.8% change compares with a Minnesota average of +0.1% across its 853 places.
• Density in Minnesota: Apple Valley ranks 26th by people per square mile.
• Against the state median: Apple Valley runs about 3,280 residents per square mile, where the Minnesota median is 607.
• Location: mapped by the US Census Bureau at 44.7453, -93.1994.
• Nearest larger cities: Burnsville (4 mi); Eagan (5 mi); Lakeville (5 mi); Bloomington (8 mi); Eden Prairie (15 mi). Lenders licensed in the state serve Apple Valley whether or not they keep a local branch.
• Smaller communities close by: Farmington (6 mi); Rosemount (6 mi); Savage (8 mi), each with its own Census population profile.
• Within a 50-mile radius: 203 smaller Census places.
• At 100 miles: 16 larger Census places fall inside that radius.

Apple Valley's place among Minnesota's 853 places

Against Minnesota's other places, Apple Valley accounts for about 1.2% of the state's population and ranks 17th of 853 by size. Its 2020-to-2023 change ranks 604th of 853 Minnesota places, putting it near the 29th percentile for growth. Its roughly 3,280 residents per square mile place it 26th among Minnesota's places. The population moved by about 1,031 people between 2020 and 2023, a 1.8% shift.

The Apple Valley borrowing checklist

Before you apply in Apple Valley, a community of about 55,336, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Check the Minnesota regulator's records to confirm the lender is licensed here.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

None of these steps is Apple Valley-specific: the same Minnesota licensing and disclosure rules reach all 55,336 residents.

The Minnesota lending rules that reach Apple Valley

The rows below set out what a licensed lender must follow in Minnesota, and so for Apple Valley's roughly 55,336 residents.

How lenders reach Apple Valley

At roughly 3,280 people per square mile, Apple Valley is fairly dense; 13 larger places lie within 50 miles. Distance to a branch rarely matters for Apple Valley's 55,336 residents: the application is online and the price follows your credit file. The nearest bigger place is Burnsville, MN about 4 miles away.

Where Apple Valley sits

The Census Gazetteer records 16.9 square miles of land and 0.68 square miles of water within Apple Valley. The resulting density is about 3,280 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 15 miles away. Within 50 miles of Apple Valley there are 13 larger Census places. By land area it ranks 81st of 853 Minnesota places.