Personal loans in Anvik, AK
Anvik is home to roughly 71 people and stands 136th by size out of 149 Census places in Alaska. Anvik counts about 71 people, and what is genuinely local about borrowing here is limited — Alaska law does the governing.
For a community of about 71, the practical step is to compare APR across at least three lenders before committing. To lend to Anvik's 71 residents, a company must hold a Alaska licence, and each sourced row below names the regulator behind it. Population in Anvik dropped about 4.1% over the three years from 2020 to 2023. The nearest larger city is Grayling, AK about 19 miles away.
Anvik by the numbers
Anvik is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: a Census-estimated 71, 136th among Alaska's 149 places (Vintage 2023).
- Population trend: A drop of about 4.1% from 2020 to 2023.
- People gained or lost: about 3 fewer since the 2020 base.
- Size percentile: roughly 9% of Alaska places rank below Anvik.
- Density: the Census land area of 9.6 sq mi holds about 7 people per square mile.
- Land area rank: Anvik's 9.6 square miles rank 70th of 149 places in Alaska.
- Water: Anvik holds about 2.34 square miles, the 63rd-largest water area in Alaska.
- Share of Alaska: Anvik holds about 0.0% of the state's population, some 71 people.
- Nationally: Anvik is the 18,624th-largest of 19,457 Census places in the dataset.
- Growth rank: Anvik's 2020-to-2023 change ranks 82nd of 149 places in Alaska.
- Against the state trend: Anvik's 4.1% change compares with a Alaska average of -3.1% across its 149 places.
- Density rank: Anvik places 126th among Alaska's places by people per square mile.
- Density vs Alaska: Anvik's 7 people per square mile compare with a state median of 40.
- Location: it lies at 62.6309, -160.2160 in the Census Gazetteer.
- Nearest larger cities: Grayling (19 mi); Shageluk (21 mi); Holy Cross (33 mi); Russian Mission (69 mi); Upper Kalskag (76 mi). For most borrowers the comparison happens online, not at a branch.
- Within a 50-mile radius: 0 smaller Census places.
- Within 100 miles: 13 places are larger than Anvik.
How a Anvik personal loan is priced
Most loans made to Anvik's 71 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Anvik loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Anvik decides the split between a comfortable payment and the total interest you pay.
Alaska consumer-lending rules applied in Anvik
Alaska has no separate rate rule for Anvik; the sourced rows below are what reach every lender that serves its 71 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.5% per annum default; by contract, the greater of 10% or 5 percentage points above the 12th Federal Reserve District advance rate (loans over $25,000 exempt) Source says: "The rate of interest in the state is 10.5 percent a year and no more on money after it is due"; "more than the greater of 10 percent or five percentage points above the annual rate charged member banks for advances by the 12th Federal Reserve District". | Alaska Legislature — Alaska Statutes § 45.45.010 as of 2026-09-16 |
A pre-application checklist for Anvik
Complete these steps first when you borrow in Anvik (71 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's Alaska licence with the regulator listed on this page.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
What differs between Anvik and the rest of Alaska is not the process but the borrower's own file, among the 71 people here.
Land, water and location for Anvik
The Census Gazetteer records 9.6 square miles of land and 2.34 square miles of water within Anvik. That land carries about 7 people per square mile. The largest place in Alaska, Anchorage, lies about 369 miles away. Anvik has 3 larger places within a 50-mile radius. The 100-mile radius contains 13 larger places.
Where Anvik sits in Alaska
Among Alaska's 149 places, Anvik sits at 136th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 82nd of 149 Alaska places, putting it near the 45th percentile for growth. By density, at about 7 people per square mile, it ranks 126th in Alaska. In land area, Anvik ranks 70th among Alaska's 149 places.
Common questions
What are my options in Anvik if my credit is poor?
What loan size can I expect in Anvik?
Do I have to pledge anything to borrow in Anvik?
Does comparing loans in Anvik cost me credit score points?
Nearby places
- Grayling, AK — population 200
- Holy Cross, AK — population 170
- Shageluk, AK — population 96
- Upper Kalskag, AK — population 209
- Lower Kalskag, AK — population 269
- Aniak, AK — population 494
- Unalakleet, AK — population 741
- Russian Mission, AK — population 404