Personal loans in Antoine, AR
With roughly 114 residents, Antoine is a small community, and the lending rules its borrowers live under are written in Arkansas, not by the city. Antoine ranks 434th of 500 places in Arkansas, with a population near 114.
Borrowers who want a bigger city can look to Delight, AR about 5 miles away. The trend for Antoine between 2020 and 2023 is downward by roughly 0.9%. A single loan can carry different costs on either side of a state line, and Antoine sits on the Arkansas side of that line. Rate-shopping from Antoine costs nothing at pre-qualification, where a soft pull leaves your credit file alone.
The Antoine data picture
Here is the sourced Census picture for Antoine, plus the Arkansas lending rules that apply to a loan taken out here.
- Population: 114 people, a figure that places Antoine 434th among the 500 Census places in Arkansas (US Census Bureau, Vintage 2023).
- Population trend: About 0.9% below the 2020 Census base.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: with 114 residents, Antoine is larger than about 13% of Arkansas's Census places.
- Population density: 225 people per square mile on 0.5 square miles of land.
- Land area: Antoine covers 0.5 square miles, the 424th-largest area among Arkansas's 500 places.
- Share of Arkansas: Antoine holds about 0.0% of the state's population, some 114 people.
- National rank: Antoine sits 17,872nd by population among the 19,457 places in this dataset.
- Growth rank: Antoine ranks 279th among Arkansas's 500 places for the 2020-to-2023 change.
- Versus Arkansas: the state average change is +0.3%, while Antoine moved 0.9%.
- Density rank: Antoine is the 352nd most densely settled place in Arkansas.
- Against the state median: Antoine runs about 225 residents per square mile, where the Arkansas median is 386.
- Location: latitude 34.0345, longitude -93.4214 (Census Gazetteer).
- Nearest larger cities: Delight (5 mi); Blevins (14 mi); Murfreesboro (16 mi); Prescott (16 mi); Amity (16 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Okolona (5 mi); McCaskill (15 mi); Gum Springs (19 mi).
- Within a 50-mile radius: 15 smaller Census places.
- Larger places within 100 miles: 218.
Antoine's place among Arkansas's 500 places
Antoine is the 434th-largest of 500 Census places in Arkansas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Antoine stands 279th among Arkansas's 500 places — roughly the 44th percentile. By density, at about 225 people per square mile, it ranks 352nd in Arkansas. Between 2020 and 2023 the count changed by roughly 1 residents.
How personal loans work in Antoine
Most loans made to Antoine's 114 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Antoine's 114 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Antoine loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The Arkansas lending rules that reach Antoine
When Arkansas does not publish a figure, the row links to the source instead of inventing a number; Antoine is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
Borrowing reach in Antoine
Antoine is lightly settled, with about 225 people per square mile and 50 larger places within 50 miles. Distance to a branch rarely matters for Antoine's 114 residents: the application is online and the price follows your credit file. The nearest bigger place is Delight, AR about 5 miles away.
Where Antoine sits
The Census Gazetteer records about 0.5 square miles of land within Antoine, with no significant water area listed. That land carries about 225 people per square mile. The largest place in Arkansas, Little Rock, lies about 77 miles away. Antoine has 50 larger places within a 50-mile radius. Within the same 50 miles lie 15 smaller Census places.
Common questions
What are my options in Antoine if my credit is poor?
What loan size can I expect in Antoine?
Do I have to pledge anything to borrow in Antoine?
Does comparing loans in Antoine cost me credit score points?
Nearby places
- Delight, AR — population 286
- Okolona, AR — population 98
- Blevins, AR — population 277
- Prescott, AR — population 3,011
- Amity, AR — population 676
- McCaskill, AR — population 56
- Murfreesboro, AR — population 1,498
- Gurdon, AR — population 1,836