Personal loans in Antioch, CA

Antioch ranks 54th of 482 places in California, with a population near 117,096. The nearest larger metro is Concord, CA about 11 miles away. Lenders active in Antioch report to a California supervisor, identified in the sourced rows below. Pull your credit reports and line up at least three offers before you apply from Antioch.

Antioch: population, trend and location

Read the local figures below as context; read the sourced California table as the rulebook a lender here must follow.

• Population: about 117,096, ranked 54th of 482 places in California (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 1.6% more residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a gain of about 1,791 residents.
• Size percentile: about 89% of California's Census places are smaller than Antioch.
• Population density: about 4,014 people per square mile across 29.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Antioch ranks 73rd among California's 482 places, at 29.2 sq mi.
• Water: Antioch holds about 0.77 square miles, the 78th-largest water area in California.
• State share: roughly 0.4% of California's residents live in Antioch (117,096 people).
• National rank: Antioch is 243rd of 19,457 places nationwide.
• Growth in California: Antioch stands 90th by percentage change from 2020 to 2023, among 482 places.
• Versus California: the state average change is -1.3%, while Antioch moved 1.6%.
• Density rank: Antioch is the 192nd most densely settled place in California.
• Against the state median: Antioch runs about 4,014 residents per square mile, where the California median is 3,455.
• Location: 37.9783, -121.7961 (Census Gazetteer coordinates).
• Nearest larger cities: Concord (11 mi); Fairfield (23 mi); Stockton (27 mi); Vallejo (27 mi); Oakland (28 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: Brentwood (5 mi); Oakley (6 mi); Pittsburg (6 mi).
• Within a 50-mile radius: 89 smaller Census places.
• Larger places within 100 miles: 18.

Lender access in Antioch

With about 4,014 residents per square mile, Antioch is fairly dense, and 14 larger Census places sit within 50 miles. What is available to Antioch's 117,096 borrowers is set by California licensing and your own credit, not by how many branches are nearby. The nearest larger city, Concord, CA about 11 miles away.

The geography behind Antioch

The Census Gazetteer records 29.2 square miles of land and 0.77 square miles of water within Antioch. That land carries about 4,014 people per square mile. Los Angeles, the largest place in California, is about 333 miles from Antioch. Antioch has 14 larger places within a 50-mile radius. Within the same 50 miles lie 89 smaller Census places.

A practical checklist for Antioch borrowers

These steps shape the offer you get in Antioch, a place of about 117,096 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the California regulator's licence records before you sign.
5. Be clear on what the loan is for and how it gets repaid.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

What differs between Antioch and the rest of California is not the process but the borrower's own file, among the 117,096 people here.

How California law applies in Antioch

Every row below records a California rule, its publisher and its retrieval date — the same rules a Antioch lender must follow.

What a Antioch borrower is actually offered

With roughly 117,096 residents, Antioch is a sizable city; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Antioch. The term you choose in Antioch decides the split between a comfortable payment and the total interest you pay.