Personal loans in Ansted, WV

The next larger city is Fayetteville, WV about 5 miles away. A 2020-to-2023 comparison shows Ansted down by about 3.0%. Rate ceilings, licensing requirements and product limits for Ansted are all set at the West Virginia level. Read the disclosure for an origination fee and any prepayment penalty before signing in Ansted.

Where Ansted stands

The figures below are Ansted's own — Census population, land area and coordinates — followed by the West Virginia rules.

• Population: an estimated 1,272 residents, 89th of 230 places in West Virginia (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 3.0% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 40 fewer since the 2020 base.
• Size percentile: about 61% of West Virginia's Census places are smaller than Ansted.
• Density: roughly 741 residents per square mile, spread over 1.7 sq mi of land.
• Land area: Ansted covers 1.7 square miles, the 60th-largest area among West Virginia's 230 places.
• Share of state population: Ansted's 1,272 residents are about 0.2% of West Virginia.
• National rank: Ansted sits 9,334th by population among the 19,457 places in this dataset.
• Growth rank: Ansted's 2020-to-2023 change ranks 115th of 230 places in West Virginia.
• State comparison: West Virginia's places average -3.0% for 2020-to-2023, against Ansted's 3.0%.
• Density in West Virginia: Ansted ranks 159th by people per square mile.
• Density in context: Ansted's 741 people per square mile sit against a West Virginia median of 1,021.
• Location: 38.1354, -81.1035 (Census Gazetteer coordinates).
• Nearest larger cities: Fayetteville (5 mi); Oak Hill (11 mi); Mount Hope (17 mi); Summersville (18 mi); Chesapeake (24 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Gauley Bridge (6 mi); Smithers (11 mi); Montgomery (12 mi).
• Within a 50-mile radius: 36 smaller Census places.
• At 100 miles: 102 larger Census places fall inside that radius.

What to do before borrowing in Ansted

Before you apply in Ansted, a community of about 1,272, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the West Virginia licence with the regulator named above before committing.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Make sure the new payment leaves room in a budget you already keep.

What differs between Ansted and the rest of West Virginia is not the process but the borrower's own file, among the 1,272 people here.

The West Virginia lending rules that reach Ansted

The rows below set out what a licensed lender must follow in West Virginia, and so for Ansted's roughly 1,272 residents.

Ansted in state context

Against West Virginia's other places, Ansted accounts for about 0.2% of the state's population and ranks 89th of 230 by size. For population change between 2020 and 2023, Ansted ranks 115th of 230 in West Virginia (about the 50th percentile). At about 741 people per square mile, Ansted is the 159th most densely settled place in West Virginia. Between 2020 and 2023 the count changed by roughly 40 residents.

How personal loans work in Ansted

With roughly 1,272 residents, Ansted is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Ansted lender to disclose the APR and finance charge before you sign. The term you choose in Ansted decides the split between a comfortable payment and the total interest you pay.

Land, water and location for Ansted

Ansted covers about 1.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 741 people per square mile. Charleston, the largest place in West Virginia, is about 32 miles from Ansted. Counting outward 50 miles, 22 larger communities surround Ansted. The 100-mile radius contains 102 larger places.