Personal loans in American Falls, ID

The Census counts 4,781 people in American Falls, the 37th-largest figure among Idaho's 197 places. American Falls added about 4.8% to its population between the 2020 base and the 2023 estimate. Verify the lender's Idaho licence against the regulator named below before borrowing in American Falls. The nearest larger city is Pocatello, ID about 21 miles away. Rate ceilings, licensing requirements and product limits for American Falls are all set at the Idaho level.

Borrowing in American Falls: the local picture

Only a few things actually differ by place — population, area, location, and the Idaho rules a lender must follow — and they are below.

• Population: 4,781 residents; American Falls is the 37th-largest of 197 places in Idaho (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 4.8%.
• Absolute change: 220 residents added between 2020 and 2023.
• Size percentile: about 81% of Idaho communities are smaller than American Falls (4,781 residents).
• Land and density: 1.6 square miles of land carry roughly 2,962 residents per square mile.
• Land area: American Falls covers 1.6 square miles, the 74th-largest area among Idaho's 197 places.
• State share: roughly 0.3% of Idaho's residents live in American Falls (4,781 people).
• Nationally: American Falls is the 4,963rd-largest of 19,457 Census places in the dataset.
• Growth rank: American Falls's 2020-to-2023 change ranks 105th of 197 places in Idaho.
• Versus Idaho: the state average change is +7.1%, while American Falls moved 4.8%.
• Density rank: American Falls places 9th among Idaho's places by people per square mile.
• Against the state median: American Falls runs about 2,962 residents per square mile, where the Idaho median is 1,026.
• Location: the Census Gazetteer records it at 42.7828, -112.8542.
• Nearest larger cities: Pocatello (21 mi); Chubbuck (22 mi); Blackfoot (38 mi); Rupert (43 mi); Burley (51 mi). Living near a larger metro rarely changes what is available in American Falls.
• Nearest smaller places: Aberdeen (11 mi); Rockland (15 mi); Inkom (30 mi).
• Smaller neighbours: 16 places smaller than American Falls sit within 50 miles.
• At 100 miles: 24 larger Census places fall inside that radius.

The state rulebook for American Falls

This table holds the Idaho rate and licensing rules for consumer loans made to American Falls's 4,781 residents.

Getting a loan in American Falls

With about 2,962 residents per square mile, American Falls is fairly dense, and 4 larger Census places sit within 50 miles. Lenders licensed in Idaho reach American Falls's 4,781 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Pocatello, ID about 21 miles away.

American Falls: area, density and distance

American Falls covers about 1.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 2,962 people per square mile. The largest place in Idaho, Boise City, lies about 179 miles away. American Falls has 4 larger places within a 50-mile radius. The 100-mile radius contains 24 larger places.

American Falls in state context

Against Idaho's other places, American Falls accounts for about 0.3% of the state's population and ranks 37th of 197 by size. Its 2020-to-2023 change ranks 105th of 197 Idaho places, putting it near the 47th percentile for growth. By density, at about 2,962 people per square mile, it ranks 9th in Idaho. In land area, American Falls ranks 74th among Idaho's 197 places.

What a American Falls borrower is actually offered

In American Falls, a small community of about 4,781, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in American Falls. The term you choose in American Falls decides the split between a comfortable payment and the total interest you pay.