Personal loans in Altura, MN
State law, not city hall, decides what a lender may do to Altura's roughly 465 residents, and a state regulator supervises it.
For a borrower among the roughly 465 residents of Altura, a personal loan is a tool whose cost turns on the terms, not the address. An estimated 465 people make their home in Altura, a figure that ranks 511th in Minnesota. Population in Altura dropped about 1.3% over the three years from 2020 to 2023. Use the calculator on this page to price an amount and term before you commit in Altura. The nearest larger city is Rollingstone, MN about 7 miles away.
Where Altura stands
What follows is Altura's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.
- Population: an estimated 465 residents, 511th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 1.3% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
- Size percentile: roughly 40% of Minnesota places rank below Altura.
- Density: the Census land area of 3.0 sq mi holds about 156 people per square mile.
- Land area: Altura covers 3.0 square miles, the 249th-largest area among Minnesota's 853 places.
- Share of state population: Altura's 465 residents are about 0.0% of Minnesota.
- National standing: Altura ranks 13,468th of 19,457 US places.
- Growth in Minnesota: Altura stands 512th by percentage change from 2020 to 2023, among 853 places.
- Against the state trend: Altura's 1.3% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Altura is the 713th most densely settled place in Minnesota.
- Against the state median: Altura runs about 156 residents per square mile, where the Minnesota median is 607.
- Location: 44.0642 / -91.9436, per the US Census Bureau Gazetteer.
- Nearest larger cities: Rollingstone (7 mi); Lewiston (7 mi); St. Charles (9 mi); Stockton (9 mi); Goodview (11 mi). Larger metros often have more branches, but online lenders reach Altura on the same terms.
- Nearest smaller places: Elba (4 mi); Utica (6 mi); Minneiska (10 mi).
- Within a 50-mile radius: 30 smaller Census places.
- At 100 miles: 335 larger Census places fall inside that radius.
What a Altura borrower is actually offered
Most loans made to Altura's 465 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Altura loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Altura decides the split between a comfortable payment and the total interest you pay.
Borrowing reach in Altura
At roughly 156 people per square mile, Altura is lightly settled; 70 larger places lie within 50 miles. What is available to Altura's 465 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. The nearest larger city, Rollingstone, MN about 7 miles away.
How Altura compares across Minnesota
Altura is the 511th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Altura stands 512th among Minnesota's 853 places — roughly the 40th percentile. By density, at about 156 people per square mile, it ranks 713th in Minnesota. In land area, Altura ranks 249th among Minnesota's 853 places.
How Minnesota law applies in Altura
These are Minnesota's sourced lending facts as they reach Altura's 465 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Where Altura sits
The Census Gazetteer records about 3.0 square miles of land within Altura, with no significant water area listed. With 465 residents, the land area yields roughly 156 people per square mile. Minneapolis, the largest place in Minnesota, is about 90 miles from Altura. Within 50 miles of Altura there are 70 larger Census places. By land area it ranks 249th of 853 Minnesota places.
Common questions
What are my options in Altura if my credit is poor?
What loan size can I expect in Altura?
Do I have to pledge anything to borrow in Altura?
Does comparing loans in Altura cost me credit score points?
Nearby places
- Elba, MN — population 128
- Utica, MN — population 258
- Lewiston, MN — population 1,507
- Rollingstone, MN — population 677
- Minneiska, MN — population 97
- St. Charles, MN — population 4,037
- Buffalo City, WI — population 1,016
- Stockton, MN — population 816