Personal loans in Alton, MO

Alton added about 0.3% to its population between the 2020 base and the 2023 estimate. Decide the purpose of the loan and your repayment plan before sharing any details with a Alton lender. The closest larger place is Thayer, MO about 14 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Alton's 705 residents.

The Alton data picture

Two layers matter for a Alton borrower: the local population picture and Missouri's consumer-lending statutes.

• Population: about 705, ranked 399th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 0.3% more residents than the 2020 Census counted.
• Absolute change: 2 residents added between 2020 and 2023.
• Size percentile: about 57% of Missouri communities are smaller than Alton (705 residents).
• Land and density: 1.6 square miles of land carry roughly 449 residents per square mile.
• Land area: Alton covers 1.6 square miles, the 303rd-largest area among Missouri's 937 places.
• Water area: Alton has 0.01 square miles of water, ranking 210th of 937 places in Missouri.
• Share of Missouri: Alton holds about 0.0% of the state's population, some 705 people.
• National rank: Alton is the 11,774th most populous of the 19,457 Census places covered here.
• Growth in Missouri: Alton stands 448th by percentage change from 2020 to 2023, among 937 places.
• Against the state trend: Alton's 0.3% change compares with a Missouri average of +0.8% across its 937 places.
• Density rank: Alton places 675th among Missouri's places by people per square mile.
• Density in context: Alton's 449 people per square mile sit against a Missouri median of 743.
• Location: latitude 36.6908, longitude -91.3917 (Census Gazetteer).
• Nearest larger cities: Thayer (14 mi); Mammoth Spring (16 mi); Winona (22 mi); Hardy (26 mi); West Plains (27 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Koshkonong (16 mi); Brandsville (17 mi); Birch Tree (22 mi), each with its own Census population profile.
• Within a 50-mile radius: 33 smaller Census places.
• Within 100 miles: 123 places are larger than Alton.

What is available to Alton borrowers

Alton is lightly settled, with about 449 people per square mile and 20 larger places within 50 miles. Whether Alton has a local branch or not, a Missouri-licensed lender can serve its 705 people online on the same terms. The nearest larger city, Thayer, MO about 14 miles away.

How a Alton personal loan is priced

With roughly 705 residents, Alton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Alton lender to disclose the APR and finance charge before you sign. The term you choose in Alton decides the split between a comfortable payment and the total interest you pay.

Alton against the rest of Missouri

Alton is the 399th-largest of 937 Census places in Missouri and contains about 0.0% of the state's people. For population change between 2020 and 2023, Alton ranks 448th of 937 in Missouri (about the 52th percentile). Its roughly 449 residents per square mile place it 675th among Missouri's places. In land area, Alton ranks 303rd among Missouri's 937 places.

Alton: area, density and distance

Inside Alton's boundaries lie roughly 1.6 square miles of land and 0.01 square miles of water. The resulting density is about 449 people per square mile. The state's population centre of gravity, Kansas City, is roughly 241 miles away. Alton has 20 larger places within a 50-mile radius. The 100-mile radius contains 123 larger places.

Missouri rules behind a Alton personal loan

The rows below set out what a licensed lender must follow in Missouri, and so for Alton's roughly 705 residents.