Personal loans in Altamont, TN

What the Census records for Altamont

The figures below are Altamont's own — Census population, land area and coordinates — followed by the Tennessee rules.

• Population: an estimated 1,152 residents, 225th of 344 places in Tennessee (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is positive, near 2.5%.
• Absolute change: 28 residents added between 2020 and 2023.
• Size percentile: roughly 35% of Tennessee's places have fewer residents than Altamont's 1,152.
• Population density: about 58 people per square mile across 19.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Altamont's 19.8 square miles rank 40th of 344 places in Tennessee.
• Within Tennessee: about 0.0% of the state's population lives in Altamont.
• National rank: Altamont sits 9,701st by population among the 19,457 places in this dataset.
• Growth rank: Altamont's 2020-to-2023 change ranks 143rd of 344 places in Tennessee.
• Versus Tennessee: the state average change is +2.4%, while Altamont moved 2.5%.
• Density rank: Altamont is the 341st most densely settled place in Tennessee.
• Density in context: Altamont's 58 people per square mile sit against a Tennessee median of 553.
• Location: 35.4339, -85.7386 (Census Gazetteer coordinates).
• Nearest larger cities: Gruetli-Laager (7 mi); Tracy City (12 mi); Monteagle (15 mi); McMinnville (18 mi); Manchester (19 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: Beersheba Springs (4 mi); Coalmont (6 mi); Viola (10 mi).
• Smaller places within 50 miles: 21 of them.
• At 100 miles: 171 larger Census places fall inside that radius.

Tennessee consumer-lending rules applied in Altamont

The rows below set out what a licensed lender must follow in Tennessee, and so for Altamont's roughly 1,152 residents.

The anatomy of a Altamont personal loan

Altamont is a small community of about 1,152 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Altamont. A longer term lowers the monthly payment on a Altamont loan but raises total interest, so the smallest payment is not the cheapest loan.

Altamont in state context

Set beside Tennessee's 344 places, Altamont ranks 225th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Altamont stands 143rd among Tennessee's 344 places — roughly the 58th percentile. At about 58 people per square mile, Altamont is the 341st most densely settled place in Tennessee. In land area, Altamont ranks 40th among Tennessee's 344 places.

Altamont: area, density and distance

The Census Gazetteer records about 19.8 square miles of land within Altamont, with no significant water area listed. That land carries about 58 people per square mile. Memphis, the largest place in Tennessee, is about 240 miles from Altamont. A 50-mile radius around Altamont takes in 42 places that are larger. Within the same 50 miles lie 21 smaller Census places.

Steps to take before a Altamont loan

Before you apply in Altamont, a community of about 1,152, work through these steps:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's Tennessee licence with the regulator listed on this page.
5. Pick the shortest term whose payment you can comfortably afford.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Be clear on what the loan is for and how it gets repaid.

The process is identical across Tennessee; what changes is your credit file, not the fact that Altamont holds 1,152 people.