Personal loans in Alpine, UT
For the 10,298 people in Alpine, Utah runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
With roughly 10,298 residents, Alpine is a small town, and the lending rules its borrowers live under are written in Utah, not by the city. Alpine ranks 66th of 255 places in Utah, with a population near 10,298. Alpine added about 0.4% to its population between the 2020 base and the 2023 estimate. Compare APR, not the interest rate, because the APR folds in most fees on a Alpine loan. For a bigger market, look to Highland, UT about 3 miles away.
Alpine: the sourced local profile
Read the local figures below as context; read the sourced Utah table as the rulebook a lender here must follow.
- Population: 10,298 — Alpine ranks 66th of 255 communities in Utah (US Census Bureau, Vintage 2023).
- Population trend: Up about 0.4% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 36 more people than the 2020 Census counted.
- Size percentile: Alpine's 10,298 people outrank roughly 74% of the places in Utah.
- Population density: about 1,296 people per square mile (Census land area 7.9 sq mi).
- Land area rank: Alpine's 7.9 square miles rank 93rd of 255 places in Utah.
- Share of Utah: Alpine holds about 0.3% of the state's population, some 10,298 people.
- Nationally: Alpine is the 3,085th-largest of 19,457 Census places in the dataset.
- Growth in Utah: Alpine stands 201st by percentage change from 2020 to 2023, among 255 places.
- Versus Utah: the state average change is +5.3%, while Alpine moved 0.4%.
- Density rank: Alpine is the 81st most densely settled place in Utah.
- Against the state median: Alpine runs about 1,296 residents per square mile, where the Utah median is 705.
- Location: mapped by the US Census Bureau at 40.4630, -111.7724.
- Nearest larger cities: Highland (3 mi); Draper (5 mi); American Fork (6 mi); Lehi (6 mi); Pleasant Grove (7 mi). Online lenders reach Alpine no matter how far the nearest branch is.
- Smaller communities close by: Cedar Hills (4 mi); White City metro (9 mi); Alta (11 mi), each with its own Census population profile.
- Within a 50-mile radius: 40 smaller Census places.
- Within 100 miles: 61 places are larger than Alpine.
What a Alpine borrower is actually offered
Most loans made to Alpine's 10,298 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Alpine's rank of 66th in Utah: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Alpine loan is knowable in advance — unlike a revolving card balance.
Where Alpine sits in Utah
Within Utah, Alpine holds roughly 0.3% of all residents, the 66th-largest share among 255 places. For population change between 2020 and 2023, Alpine ranks 201st of 255 in Utah (about the 21th percentile). At about 1,296 people per square mile, Alpine is the 81st most densely settled place in Utah. The population moved by about 36 people between 2020 and 2023, a 0.4% shift.
Lender access in Alpine
Alpine is moderately settled, with about 1,296 people per square mile and 49 larger places within 50 miles. What is available to Alpine's 10,298 borrowers is set by Utah licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Highland, UT about 3 miles away.
Alpine on the map
Alpine's land area is roughly 7.9 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,296 residents per square mile. The largest place in Utah, Salt Lake City, lies about 23 miles away. Within 50 miles of Alpine there are 49 larger Census places. The 100-mile radius contains 61 larger places.
Which Utah laws govern a loan in Alpine
Utah has no separate rate rule for Alpine; the sourced rows below are what reach every lender that serves its 10,298 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
Common questions
What are my options in Alpine if my credit is poor?
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Does comparing loans in Alpine cost me credit score points?
Nearby places
- Highland, UT — population 20,217
- Cedar Hills, UT — population 9,800
- American Fork, UT — population 38,549
- Pleasant Grove, UT — population 37,294
- Draper, UT — population 49,602
- Lehi, UT — population 90,227
- Lindon, UT — population 11,734
- Sandy, UT — population 91,943