Personal loans in Alexis, IL
Roughly 767 residents live in Alexis, the 723rd-largest community in Illinois. The roughly 767 people who live in Alexis borrow under Illinois rules; city hall sets no personal-loan rate.
From the 2020 Census base to the 2023 estimate, the population declined by about 3.0%. If debt is already a strain, a nonprofit credit counsellor can help Alexis residents before they take on more. A single loan can carry different costs on either side of a state line, and Alexis sits on the Illinois side of that line. The next larger city is Viola, IL about 10 miles away.
Where Alexis stands
The figures below are Alexis's own — Census population, land area and coordinates — followed by the Illinois rules.
- Population: 767 — Alexis ranks 723rd of 1,294 communities in Illinois (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 3.0% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 24 residents.
- Size percentile: Alexis sits ahead of around 44% of Illinois places, at 767 people.
- Population density: about 1,615 people per square mile (Census land area 0.5 sq mi).
- Land area rank: Alexis's 0.5 square miles rank 1,049th of 1,294 places in Illinois.
- State share: roughly 0.0% of Illinois's residents live in Alexis (767 people).
- National rank: Alexis sits 11,368th by population among the 19,457 places in this dataset.
- Growth rank: Alexis's 2020-to-2023 change ranks 936th of 1,294 places in Illinois.
- Versus Illinois: the state average change is -2.0%, while Alexis moved 3.0%.
- Density rank: Alexis is the 327th most densely settled place in Illinois.
- Density in context: Alexis's 1,615 people per square mile sit against a Illinois median of 993.
- Location: 41.0629, -90.5554 (US Census Bureau Gazetteer).
- Nearest larger cities: Viola (10 mi); Monmouth (11 mi); Galesburg (12 mi); Aledo (14 mi); Knoxville (18 mi). Larger metros often have more branches, but online lenders reach Alexis on the same terms.
- Smaller towns nearby: North Henderson (5 mi); Rio (9 mi); Little York (11 mi).
- Smaller places within 50 miles: 80 of them.
- Larger places within 100 miles: 259.
How personal loans work in Alexis
In Alexis, a small community of about 767, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Alexis can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Alexis loan but raises total interest, so the smallest payment is not the cheapest loan.
Alexis: area, density and distance
Alexis covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,615 residents per square mile. The largest place in Illinois, Chicago, lies about 158 miles away. Alexis has 65 larger places within a 50-mile radius. By land area it ranks 1,049th of 1,294 Illinois places.
Borrowing reach in Alexis
Alexis is a moderately settled community of about 767 people, with 65 larger places inside a 50-mile radius. A Illinois licence lets a lender serve Alexis without a local office, so branch density does not change what its 767 residents are offered. The nearest larger city, Viola, IL about 10 miles away.
How Alexis compares across Illinois
Against Illinois's other places, Alexis accounts for about 0.0% of the state's population and ranks 723rd of 1,294 by size. On the 2020-to-2023 trend, Alexis stands 936th among Illinois's 1,294 places — roughly the 28th percentile. By density, at about 1,615 people per square mile, it ranks 327th in Illinois. Within 50 miles sit 80 smaller Census places, alongside the 65 that are larger.
The Illinois lending rules that reach Alexis
Illinois has no separate rate rule for Alexis; the sourced rows below are what reach every lender that serves its 767 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Common questions
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Nearby places
- North Henderson, IL — population 161
- Viola, IL — population 857
- Rio, IL — population 204
- Monmouth, IL — population 8,567
- Windsor, IL — population 660
- Little York, IL — population 272
- Matherville, IL — population 696
- Henderson, IL — population 256