Personal loans in Alexander, AR
Personal loans in Alexander are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 3,740 population. State law, not city hall, decides what a lender may do to Alexander's roughly 3,740 residents, and a state regulator supervises it. Alexander is home to roughly 3,740 people and stands 85th by size out of 500 Census places in Arkansas. Pull your credit reports and line up at least three offers before you apply from Alexander. Alexander gained roughly 10.6% in population across the 2020-to-2023 comparison. The closest larger city is Bryant, AR about 2 miles away.
Alexander by the numbers
Two layers matter for a Alexander borrower: the local population picture and Arkansas's consumer-lending statutes.
- Population: about 3,740 people live here, which puts Alexander 85th of 500 Census places in Arkansas (Vintage 2023).
- Population trend: A rise of about 10.6% from 2020 to 2023.
- Net change: roughly 359 more people than the 2020 Census counted.
- Size percentile: roughly 83% of Arkansas's places have fewer residents than Alexander's 3,740.
- Land and density: 2.3 square miles of land carry roughly 1,656 residents per square mile.
- By land area: Alexander ranks 235th among Arkansas's 500 places, at 2.3 sq mi.
- Within Arkansas: about 0.2% of the state's population lives in Alexander.
- National rank: Alexander sits 5,630th by population among the 19,457 places in this dataset.
- Growth in Arkansas: Alexander stands 21st by percentage change from 2020 to 2023, among 500 places.
- State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Alexander's 10.6%.
- Density rank: Alexander is the 14th most densely settled place in Arkansas.
- Against the state median: Alexander runs about 1,656 residents per square mile, where the Arkansas median is 386.
- Location: the Census Gazetteer records it at 34.6186, -92.4512.
- Nearest larger cities: Bryant (2 mi); Shannon Hills (3 mi); Benton (7 mi); Little Rock (9 mi); Haskell (13 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Bauxite (5 mi); Cammack Village (13 mi); Wrightsville (13 mi).
- Smaller places within 50 miles: 48 of them.
- Larger places within 100 miles: 41.
How lenders reach Alexander
Alexander is moderately settled, with about 1,656 people per square mile and 24 larger places within 50 miles. Whether Alexander has a local branch or not, a Arkansas-licensed lender can serve its 3,740 people online on the same terms. The nearest bigger place is Bryant, AR about 2 miles away.
A pre-application checklist for Alexander
Complete these steps first when you borrow in Alexander (3,740 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Arkansas licence with the regulator named above before committing.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
What differs between Alexander and the rest of Arkansas is not the process but the borrower's own file, among the 3,740 people here.
Arkansas consumer-lending rules applied in Alexander
When Arkansas does not publish a figure, the row links to the source instead of inventing a number; Alexander is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
Alexander on the map
The Census Gazetteer records about 2.3 square miles of land within Alexander, with no significant water area listed. The resulting density is about 1,656 people per square mile. The largest place in Arkansas, Little Rock, lies about 9 miles away. Within 50 miles of Alexander there are 24 larger Census places. By land area it ranks 235th of 500 Arkansas places.
How Alexander compares across Arkansas
Within Arkansas, Alexander holds roughly 0.2% of all residents, the 85th-largest share among 500 places. On the 2020-to-2023 trend, Alexander stands 21st among Arkansas's 500 places — roughly the 96th percentile. Its roughly 1,656 residents per square mile place it 14th among Arkansas's places. By land area, its 2.3 square miles rank 235th of 500 places in Arkansas.
Common questions
What are my options in Alexander if my credit is poor?
What loan size can I expect in Alexander?
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Does comparing loans in Alexander cost me credit score points?
Nearby places
- Bryant, AR — population 21,877
- Shannon Hills, AR — population 4,685
- Bauxite, AR — population 644
- Benton, AR — population 37,558
- Little Rock, AR — population 203,842
- Cammack Village, AR — population 754
- Haskell, AR — population 4,138
- Tull, AR — population 490