Personal loans in Alburgh, VT

Alburgh by the numbers

Here is the sourced Census picture for Alburgh, plus the Vermont lending rules that apply to a loan taken out here.

• Population: an estimated 609 residents, 27th of 40 places in Vermont (Census Vintage 2023 subcounty estimate).
• Population trend: A gain of roughly 2.4% between 2020 and 2023.
• People gained or lost: about 14 more since the 2020 base.
• Size percentile: about 32% of Vermont's Census places are smaller than Alburgh.
• Population density: about 955 people per square mile (Census land area 0.6 sq mi).
• Land area rank: Alburgh's 0.6 square miles rank 34th of 40 places in Vermont.
• State share: roughly 0.4% of Vermont's residents live in Alburgh (609 people).
• Nationally: Alburgh is the 12,367th-largest of 19,457 Census places in the dataset.
• Growth rank: Alburgh ranks 7th among Vermont's 40 places for the 2020-to-2023 change.
• Versus Vermont: the state average change is -0.1%, while Alburgh moved 2.4%.
• Density rank: Alburgh is the 17th most densely settled place in Vermont.
• Density in context: Alburgh's 955 people per square mile sit against a Vermont median of 874.
• Location: latitude 44.9767, longitude -73.3026 (Census Gazetteer).
• Nearest larger cities: Rouses Point (3 mi); Champlain (6 mi); Swanton (10 mi); St. Albans (16 mi); Plattsburgh (21 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Cambridge (31 mi); Burke (43 mi); Hyde Park (43 mi).
• Smaller places within 50 miles: 5 of them.
• Within 100 miles: 35 places are larger than Alburgh.

The Vermont lending rules that reach Alburgh

For the roughly 609 residents of Alburgh, the rules below are Vermont's own; each row carries its publisher and retrieval date.

Steps to take before a Alburgh loan

These steps shape the offer you get in Alburgh, a place of about 609 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the Vermont licence with the regulator named above before committing.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Make sure the new payment leaves room in a budget you already keep.
7. Weigh a shorter term's higher payment against the interest it saves.

In Alburgh as elsewhere in Vermont, the written terms — not the advertisement — are what count for its 609 residents.

The geography behind Alburgh

Alburgh covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 609 residents, the land area yields roughly 955 people per square mile. Burlington, the largest place in Vermont, is about 34 miles from Alburgh. A 50-mile radius around Alburgh takes in 16 places that are larger. By land area it ranks 34th of 40 Vermont places.

Borrowing reach in Alburgh

Alburgh is moderately settled, with about 955 people per square mile and 16 larger places within 50 miles. Whether Alburgh has a local branch or not, a Vermont-licensed lender can serve its 609 people online on the same terms. For a larger market, the closest option is Rouses Point, NY about 3 miles away.

Where Alburgh sits in Vermont

Among Vermont's 40 places, Alburgh sits at 27th for population, a share of roughly 0.4% of the state. On the 2020-to-2023 trend, Alburgh stands 7th among Vermont's 40 places — roughly the 82th percentile. By density, at about 955 people per square mile, it ranks 17th in Vermont. The population moved by about 14 people between 2020 and 2023, a 2.4% shift.