Personal loans in Albert, KS

What the Census records for Albert

Two layers matter for a Albert borrower: the local population picture and Kansas's consumer-lending statutes.

• Population: an estimated 126 residents, 468th of 625 places in Kansas (Census Vintage 2023 subcounty estimate).
• Population trend: A loss of roughly 2.3% between 2020 and 2023.
• Absolute change: 3 residents lost between 2020 and 2023.
• Size percentile: roughly 25% of Kansas's places have fewer residents than Albert's 126.
• Land and density: 0.2 square miles of land carry roughly 536 residents per square mile.
• Land area: Albert covers 0.2 square miles, the 493rd-largest area among Kansas's 625 places.
• State population share: Albert accounts for about 0.0% of everyone in Kansas.
• National standing: Albert ranks 17,666th of 19,457 US places.
• Growth rank: Albert ranks 452nd among Kansas's 625 places for the 2020-to-2023 change.
• Versus Kansas: the state average change is -1.0%, while Albert moved 2.3%.
• Density rank: Albert is the 416th most densely settled place in Kansas.
• Against the state median: Albert runs about 536 residents per square mile, where the Kansas median is 764.
• Location: the Census Gazetteer records it at 38.4540, -99.0111.
• Nearest larger cities: Otis (6 mi); Bison (11 mi); Pawnee Rock (13 mi); Great Bend (13 mi); Hoisington (13 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Olmitz (6 mi); Timken (9 mi); Galatia (13 mi).
• Within a 50-mile radius: 19 smaller Census places.
• Within 100 miles: 147 places are larger than Albert.

Lender access in Albert

Albert is moderately settled, with about 536 people per square mile and 42 larger places within 50 miles. A Kansas licence lets a lender serve Albert without a local office, so branch density does not change what its 126 residents are offered. For a larger market, the closest option is Otis, KS about 6 miles away.

A practical checklist for Albert borrowers

For Albert's roughly 126 residents, these are the steps that most influence the offer:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the Kansas regulator's licence records before you sign.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Pick the shortest term whose payment you can comfortably afford.

The process is identical across Kansas; what changes is your credit file, not the fact that Albert holds 126 people.

How Albert compares across Kansas

Within Kansas, Albert holds roughly 0.0% of all residents, the 468th-largest share among 625 places. Its 2020-to-2023 change ranks 452nd of 625 Kansas places, putting it near the 28th percentile for growth. Its roughly 536 residents per square mile place it 416th among Kansas's places. By land area, its 0.2 square miles rank 493rd of 625 places in Kansas.

Where Albert sits

Inside Albert's boundaries lie about 0.2 square miles of land, with no significant water area recorded. That land carries about 536 people per square mile. Wichita, the largest place in Kansas, is about 105 miles from Albert. Albert has 42 larger places within a 50-mile radius. The 100-mile radius contains 147 larger places.

The state rulebook for Albert

Below are the Kansas rules that apply to a loan made in Albert, each with the regulator that issued it.