Personal loans in Albany, CA

Albany is one of 482 Census places in California; its 19,097 residents put it at 305th. The closest larger place is Berkeley, CA about 2 miles away. For the 19,097 people in Albany, California runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Price two or three terms so you can see which payment is truly affordable in Albany.

The Albany data picture

Two layers matter for a Albany borrower: the local population picture and California's consumer-lending statutes.

• Population: an estimated 19,097 residents, 305th of 482 places in California (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 5.8% fewer residents than the 2020 Census counted.
• People gained or lost: about 1,174 fewer since the 2020 base.
• Size percentile: roughly 37% of California's places have fewer residents than Albany's 19,097.
• Density: roughly 10,669 residents per square mile, spread over 1.8 sq mi of land.
• Land area rank: Albany's 1.8 square miles rank 438th of 482 places in California.
• Water: Albany holds about 3.68 square miles, the 42nd-largest water area in California.
• State population share: Albany accounts for about 0.1% of everyone in California.
• National rank: Albany sits 1,961st by population among the 19,457 places in this dataset.
• Growth rank: Albany's 2020-to-2023 change ranks 462nd of 482 places in California.
• Versus California: the state average change is -1.3%, while Albany moved 5.8%.
• Density rank: Albany places 26th among California's places by people per square mile.
• Density in context: Albany's 10,669 people per square mile sit against a California median of 3,455.
• Location: latitude 37.8907, longitude -122.3181 (Census Gazetteer).
• Nearest larger cities: Berkeley (2 mi); El Cerrito (2 mi); Richmond (5 mi); San Pablo (5 mi); Orinda (8 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places close by: Emeryville (4 mi); Piedmont (7 mi); Pinole (8 mi).
• Smaller neighbours: 32 places smaller than Albany sit within 50 miles.
• At 100 miles: 100 larger Census places fall inside that radius.

What is available to Albany borrowers

With about 10,669 residents per square mile, Albany is densely built, and 66 larger Census places sit within 50 miles. Distance to a branch rarely matters for Albany's 19,097 residents: the application is online and the price follows your credit file. The nearest bigger place is Berkeley, CA about 2 miles away.

Albany against the rest of California

Against California's other places, Albany accounts for about 0.1% of the state's population and ranks 305th of 482 by size. On the 2020-to-2023 trend, Albany stands 462nd among California's 482 places — roughly the 4th percentile. At about 10,669 people per square mile, Albany is the 26th most densely settled place in California. The population moved by about 1,174 people between 2020 and 2023, a 5.8% shift.

How California law applies in Albany

For the roughly 19,097 residents of Albany, the rules below are California's own; each row carries its publisher and retrieval date.

Inside a Albany personal loan

A Albany personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 19,097 residents. A lender serving Albany's 19,097 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Albany decides the split between a comfortable payment and the total interest you pay.

Albany: area, density and distance

Albany's land area is about 1.8 square miles; a further 3.68 square miles is water. With 19,097 residents, the land area yields roughly 10,669 people per square mile. For the state's biggest city, Los Angeles, the distance is roughly 345 miles. A 50-mile radius around Albany takes in 66 places that are larger. The 100-mile radius contains 100 larger places.