Personal loans in Akron, PA

Akron: the sourced local profile

Here is the sourced Census picture for Akron, plus the Pennsylvania lending rules that apply to a loan taken out here.

• Population: 4,121 people, a figure that places Akron 248th among the 1,013 Census places in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 0.8% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a loss of about 35 residents.
• Size percentile: roughly 76% of Pennsylvania's places have fewer residents than Akron's 4,121.
• Land and density: 1.2 square miles of land carry roughly 3,359 residents per square mile.
• Land area rank: Akron's 1.2 square miles rank 367th of 1,013 places in Pennsylvania.
• Share of Pennsylvania: Akron holds about 0.1% of the state's population, some 4,121 people.
• National rank: Akron sits 5,382nd by population among the 19,457 places in this dataset.
• Growth rank: Akron ranks 412th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Against the state trend: Akron's 0.8% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density in Pennsylvania: Akron ranks 263rd by people per square mile.
• Against the state median: Akron runs about 3,359 residents per square mile, where the Pennsylvania median is 1,990.
• Location: latitude 40.1578, longitude -76.2034 (Census Gazetteer).
• Nearest larger cities: Ephrata (2 mi); Lititz (5 mi); New Holland (7 mi); East Petersburg (9 mi); Lancaster (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller towns nearby: Denver (6 mi); Terre Hill (8 mi); Adamstown (9 mi).
• Smaller places within 50 miles: 154 of them.
• At 100 miles: 270 larger Census places fall inside that radius.

How Akron compares across Pennsylvania

Set beside Pennsylvania's 1,013 places, Akron ranks 248th by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 412th of 1,013 Pennsylvania places, putting it near the 59th percentile for growth. Its roughly 3,359 residents per square mile place it 263rd among Pennsylvania's places. Within 50 miles sit 154 smaller Census places, alongside the 79 that are larger.

The anatomy of a Akron personal loan

Akron is a small community of about 4,121 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Akron lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Akron loan but raises total interest, so the smallest payment is not the cheapest loan.

Akron on the map

The Census Gazetteer records about 1.2 square miles of land within Akron, with no significant water area listed. The resulting density is about 3,359 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 57 miles away. Akron has 79 larger places within a 50-mile radius. By land area it ranks 367th of 1,013 Pennsylvania places.

What is available to Akron borrowers

Akron is a fairly dense community of about 4,121 people, with 79 larger places inside a 50-mile radius. Lenders licensed in Pennsylvania reach Akron's 4,121 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Ephrata, PA about 2 miles away.

How Pennsylvania law applies in Akron

Below are the Pennsylvania rules that apply to a loan made in Akron, each with the regulator that issued it.