Personal loans in Abingdon, IL

An estimated 2,851 people make their home in Abingdon, a figure that ranks 422nd in Illinois. Begin with the payment, then weigh APR and total interest across the lenders that reach Abingdon's 2,851 residents. A single loan can carry different costs on either side of a state line, and Abingdon sits on the Illinois side of that line. The closest larger city is Galesburg, IL about 10 miles away.

Abingdon: population, trend and location

Two layers matter for a Abingdon borrower: the local population picture and Illinois's consumer-lending statutes.

• Population: the Census counts 2,851 residents in Abingdon (Vintage 2023 subcounty estimate), the 422nd-largest figure among Illinois's 1,294 places.
• Population trend: A loss of roughly 3.6% between 2020 and 2023.
• People gained or lost: about 105 fewer since the 2020 base.
• Size percentile: bigger than about 67% of the places in Illinois, with 2,851 residents in Abingdon.
• Population density: about 2,001 people per square mile (Census land area 1.4 sq mi).
• Land area: Abingdon covers 1.4 square miles, the 591st-largest area among Illinois's 1,294 places.
• State population share: Abingdon accounts for about 0.0% of everyone in Illinois.
• National rank: Abingdon is the 6,432nd most populous of the 19,457 Census places covered here.
• Growth in Illinois: Abingdon stands 1,044th by percentage change from 2020 to 2023, among 1,294 places.
• State comparison: Illinois's places average -2.0% for 2020-to-2023, against Abingdon's 3.6%.
• Density rank: Abingdon places 214th among Illinois's places by people per square mile.
• Against the state median: Abingdon runs about 2,001 residents per square mile, where the Illinois median is 993.
• Location: 40.8038, -90.4009 (Census Gazetteer coordinates).
• Nearest larger cities: Galesburg (10 mi); Monmouth (15 mi); Canton (25 mi); Macomb (27 mi); Aledo (33 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: St. Augustine (6 mi); Knoxville (9 mi); London Mills (10 mi).
• Smaller neighbours: 122 places smaller than Abingdon sit within 50 miles.
• At 100 miles: 90 larger Census places fall inside that radius.

The Illinois lending rules that reach Abingdon

The rows below set out what a licensed lender must follow in Illinois, and so for Abingdon's roughly 2,851 residents.

Abingdon: area, density and distance

Abingdon's land area is roughly 1.4 square miles, and the Gazetteer records no significant water area within it. That land carries about 2,001 people per square mile. The largest place in Illinois, Chicago, lies about 158 miles away. Counting outward 50 miles, 26 larger communities surround Abingdon. The 100-mile radius contains 90 larger places.

Before you apply in Abingdon

These steps shape the offer you get in Abingdon, a place of about 2,851 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the Illinois regulator's licence list.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Pick the shortest term whose payment you can comfortably afford.

In Abingdon as elsewhere in Illinois, the written terms — not the advertisement — are what count for its 2,851 residents.

How a Abingdon personal loan is priced

With roughly 2,851 residents, Abingdon is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Abingdon's rank of 422nd in Illinois: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Abingdon loan but raises total interest, so the smallest payment is not the cheapest loan.

How lenders reach Abingdon

At roughly 2,001 people per square mile, Abingdon is fairly dense; 26 larger places lie within 50 miles. A Illinois licence lets a lender serve Abingdon without a local office, so branch density does not change what its 2,851 residents are offered. The nearest larger city, Galesburg, IL about 10 miles away.