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Personal loans in Abbyville, KS

For a borrower among the roughly 81 residents of Abbyville, a personal loan is a tool whose cost turns on the terms, not the address. Which products a lender may offer to Abbyville's 81 residents follows from the Kansas consumer-lending framework. An estimated 81 people make their home in Abbyville, a figure that ranks 527th in Kansas. Read the disclosure for an origination fee and any prepayment penalty before signing in Abbyville. The 2020 count to the 2023 estimate shows about 1.2% decline in Abbyville. The next larger city is Arlington, KS about 5 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Abbyville: population, trend and location

Two layers matter for a Abbyville borrower: the local population picture and Kansas's consumer-lending statutes.

What is available to Abbyville borrowers

Abbyville is lightly settled, with about 302 people per square mile and 65 larger places within 50 miles. A Kansas licence lets a lender serve Abbyville without a local office, so branch density does not change what its 81 residents are offered. The nearest bigger place is Arlington, KS about 5 miles away.

Abbyville's place among Kansas's 625 places

Abbyville is the 527th-largest of 625 Census places in Kansas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Abbyville stands 313th among Kansas's 625 places — roughly the 50th percentile. By density, at about 302 people per square mile, it ranks 531st in Kansas. By land area, its 0.3 square miles rank 457th of 625 places in Kansas.

Kansas consumer-lending rules applied in Abbyville

This table holds the Kansas rate and licensing rules for consumer loans made to Abbyville's 81 residents.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
Small-loan / installment lender licensingSupervised lender license required (supervised loans)
Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans".		Kansas Office of the Revisor of Statutes
as of 2026-09-16
UCCC consumer loan rate caps36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans)
Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860".		Kansas Office of the State Bank Commissioner
as of 2026-09-16

What shapes a Abbyville personal loan

A Abbyville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 81 residents. Because pricing is borrower-level, two people in Abbyville can be quoted different APRs on the same amount and term. The term you choose in Abbyville decides the split between a comfortable payment and the total interest you pay.

Abbyville: area, density and distance

Inside Abbyville's boundaries lie about 0.3 square miles of land, with no significant water area recorded. That land carries about 302 people per square mile. The state's population centre of gravity, Wichita, is roughly 51 miles away. Counting outward 50 miles, 65 larger communities surround Abbyville. By land area it ranks 457th of 625 Kansas places.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Abbyville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Abbyville is the same as anywhere in Kansas.
What loan size can I expect in Abbyville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Abbyville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Abbyville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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