Personal loans in Abbeville, AL

The trend for Abbeville between 2020 and 2023 is upward by roughly 1.1%. Decide the purpose of the loan and your repayment plan before sharing any details with a Abbeville lender. A lender that serves Abbeville operates under Alabama lending statutes and a Alabama supervisor. For a bigger market, look to Headland, AL about 16 miles away.

The Abbeville data picture

Read the local figures below as context; read the sourced Alabama table as the rulebook a lender here must follow.

• Population: about 2,377, ranked 159th of 462 places in Alabama (Census Vintage 2023 subcounty estimate).
• Population trend: A rise of about 1.1% from 2020 to 2023.
• People gained or lost: about 27 more since the 2020 base.
• Size percentile: roughly 66% of Alabama places rank below Abbeville.
• Land and density: 15.5 square miles of land carry roughly 153 residents per square mile.
• Land area: Abbeville covers 15.5 square miles, the 94th-largest area among Alabama's 462 places.
• Water area: Abbeville has 0.04 square miles of water, ranking 173rd of 462 places in Alabama.
• State population share: Abbeville accounts for about 0.1% of everyone in Alabama.
• National standing: Abbeville ranks 7,014th of 19,457 US places.
• Growth rank: Abbeville's 2020-to-2023 change ranks 176th of 462 places in Alabama.
• Versus Alabama: the state average change is +1.0%, while Abbeville moved 1.1%.
• Density rank: Abbeville places 331st among Alabama's places by people per square mile.
• Against the state median: Abbeville runs about 153 residents per square mile, where the Alabama median is 259.
• Location: 31.5647 / -85.2591, per the US Census Bureau Gazetteer.
• Nearest larger cities: Headland (16 mi); Blakely (23 mi); Ozark (24 mi); Dothan (24 mi); Eufaula (25 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Newville (11 mi); Fort Gaines (13 mi); Haleburg (13 mi).
• Smaller neighbours: 57 places smaller than Abbeville sit within 50 miles.
• Larger places within 100 miles: 66.

Abbeville against the rest of Alabama

Against Alabama's other places, Abbeville accounts for about 0.1% of the state's population and ranks 159th of 462 by size. Its 2020-to-2023 change ranks 176th of 462 Alabama places, putting it near the 62th percentile for growth. Its roughly 153 residents per square mile place it 331st among Alabama's places. The population moved by about 27 people between 2020 and 2023, a 1.1% shift.

A practical checklist for Abbeville borrowers

Complete these steps first when you borrow in Abbeville (2,377 residents):

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Verify the lender's Alabama licence with the regulator listed on this page.
5. Be clear on what the loan is for and how it gets repaid.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Look for an origination fee or prepayment penalty in the written disclosure.

What differs between Abbeville and the rest of Alabama is not the process but the borrower's own file, among the 2,377 people here.

How Alabama law applies in Abbeville

This table holds the Alabama rate and licensing rules for consumer loans made to Abbeville's 2,377 residents.

Abbeville: area, density and distance

Abbeville's land area is about 15.5 square miles; a further 0.04 square miles is water. The resulting density is about 153 people per square mile. Huntsville, the largest place in Alabama, is about 231 miles from Abbeville. Counting outward 50 miles, 13 larger communities surround Abbeville. The 100-mile radius contains 66 larger places.

How a Abbeville personal loan is priced

Abbeville is a small community of about 2,377 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Abbeville's 2,377 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Abbeville loan is knowable in advance — unlike a revolving card balance.